Posted under Fertility Treatment by Dr. Rajeev Agarwal


Low – Cost Fertility treatment and EMI Financing options is building hope for couples from Low Income groups.

In private clinics the cost of an IVF cycle in the state varies anything between Rs. 1 lac and Rs. 2.5 lakh, making the procedure out of bound for lower income group couples. About 40% of couples who walk into the clinic are from the lower income group who can at the max afford two rounds of IVF. Accurate diagnosis and low Cost IVF helps reduce the costs of treatment to a considerable extent.

Sunanda Biswas* and Amit Biswas* have been trying for years unsuccessfully but were not able to conceive even after seeing a gynaecologist for a year. They underwent 3 rounds of IUI at a private clinic and spent approximately about 50K. When all the attempts failed they were informed to go for IVF which would be costing around 1.5 lacs to 2 lacs per cycle. They were able to go for Low cost IVF at Care IVF and achieve success in the first attempt

Care IVF offers IUI treatment packages as low as Rs. 7000/- including the medicines and tests during the cycle. Low cost IVF allows couples to undergo IVF treatment at Rs. 85,000/-.

EMI financing:

Care IVF also offers EMI financing options to help couples cover the cost of IVF cycles easily through Easy EMI schemes. This is especially convenient for couples who wish to start their treatment immediately. With Easy EMI couples can start the treatment immediately and clear the payments in at zero interest rate within a tenure of 4 to 24 months.

Once such couple who benefitted greatly from Emi financing were Mr Sujoy and Anita Jana* who had already had two failed cycles and at a financial burden of Rs. 3 lacs. They were forced with an option to wait for two years for their next round of treatment. EMI financing option at the clinic gave them a ray of hope. EMI financing scheme for 12 months enabled them to start their next cycle of treatment immediately with a down payment of Rs. 32000/- and were able to complete the loan amount at a monthly EMI of Rs 8000/- for the next 8 months at 0% interest rate.

* Names changed for secrecy.

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